Get Your Experian Credit Score
Are you trying to pay off your debts? Do you think someone might be tampering with your identity? Does your credit score need some improvement?
If you answered yes to any of these questions, you should seriously think about obtaining and checking your credit report.
Did you know that you can get your Experian credit score for free? The same goes for the other two credit reporting agencies. Under the Fair Credit Reporting Act (FCRA), you are eligible to receive a free credit report once every 12 months. The best place to tap into this privilege is to visit annualcreditreport.com.
If you are toying with the idea of acquiring more debt, such as purchasing a new car or home, you should find out what type of credit score you have. If you know your credit score, you will have a better understanding why you didn’t qualify for a particular loan, if you need to improve your credit, or if you relax and enjoy your new home.
You, as an individual, can get your Experian credit score for free by calling 888-391-3742, or visit their website. If want your credit score from Equifax, call 800-997-2493, or visit their website. And from the last agency, TransUnion, call 800-888-4213, or visit their website. For quicker results you can click here – Get Your Free Credit Report and Score!
However, these three agencies have set up a central website and number to call for your convenience. It is often easier to get quicker results if you go through the central website at annualcreditreport.com, or call 1-888-322-8228.
You are entitled to one free report annually from each agency. They can all be ordered at the same time if you are comparing information on them. If you want to pull your credit report more often than once a year, there will be a fee.
Besides maintaining your credit report, these companies also offer other services. Getting your free annual credit report generates other business to the different services that are offered.
Make sure you take caution when using other companies other than these three agencies. These are the only companies that are regulated by the Federal Trade Commission.
There are fraudulent people out there trying to get your personal information, so just be careful.
It is also a good idea to keep your inquiries to a minimum, especially within a short period of time. Your annual inquiry will not adversely affect your score. So go ahead and get your Experian credit score for free, or from one of the other participating agencies.
