Have you ever wondered your credit score meaning? Generally, a credit score assesses how responsible you are as a borrower. Lenders can assume with your credit score the risk that is involved with lending you money.

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Did you know that you have a legal right to access an annual free credit report? Under the Fair Credit Reporting Act (FCRA), each consumer reporting company nationwide is required to provide you with a free copy every 12 months if requested.

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